About Eberhart Insurance

At Eberhart Insurance, we’re more than an insurance agency- we’re part of the community here in St. Augustine and Northeast Florida. We understand how important it is to protect the things that matter most, whether that’s your home, vehicle, business, or even your pets.

As an independent insurance agency, we work with multiple insurance carriers to help clients compare coverage options and find policies that fit their needs and their budget. From auto and homeowners insurance to flood, business, umbrella, and pet coverage, our goal is to make the process clear, straightforward, and focused on what’s best for you.

With more than 20 years of combined experience in the insurance industry, our team understands the challenges homeowners, drivers, and businesses face when choosing the right coverage. We specialize in helping clients navigate the complexities of Florida insurance- especially in coastal communities where flood and storm risks are a real consideration.

Eberhart Insurance is licensed in both Florida and North Carolina, allowing us to serve clients across state lines and support families or business owners who maintain property or operations in multiple states.

Our approach is simple: listen first, provide honest guidance, and deliver reliable service when you need it most. We’re proud to serve clients throughout St. Augustine, St. Johns County, Ponte Vedra, Nocatee, and the greater Northeast Florida community, building relationships that last well beyond the initial policy.